Friday, July 13, 2012

Root of the Heart of the Problem

It is in the heart that evil is conceived, and it is, therefore, the students of the heart who are dealing with the roots of the social problem.

Lawrence Hyde, The Learned Knife - An Essay on Science and Human Values, Gerald Howe Limited, London, 1928, pg. 75

Posted by John Venlet on 07/13 at 03:19 PM
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Afraid to Revolt

The other day, in a post titled The American Credo, Mike Soja linked over to an AP News/My Way News article headlined The tax man cometh to police you on health care which delves into what is going to happen, tax wise, to Americans when and if ObamaCare is actually implemented.  Mike highlighted this statement, uttered by Elizabeth Maresca, in regards to Americans revolting against said ObamaCare tax in “the home of the brave.”

“Most people pay because they’re scared, and I don’t think that’s going to change.”

Maresca’s statement is true enough, for most individuals, because most individuals prefer being left alone, versus being threatened with asset seizures, or possible incarceration for not complying with the force of the state.

This is not to say that a good many Americans do not revolt against the state, in small ways and large, as Jerry Bower notes in post titled Americans Revolt Billions of Times a Day, wherein Bower states the following about these daily revolts.

And most people have absolutely no moral compunction about any of these violations, either of the spirit or the letter of the law, because deep down they no longer believe that the law, especially the tax code, represents any compelling moral principle, nor do its dictates seem any longer to be fair…

Now I happen to think that Bower is way off base when he considers tax laws as some type of moral precept, because tax laws have nothing to do with an individual’s morality because tax laws carry only the weight of force, they are propped up with clubs and weapons and thus, at root, they are immoral, or, at best, amoral.

But let’s return to the article Mike Soja linked to, and the coming of the tax man to enforce ObamaCare, wherein we read the following.

The Supreme Court’s decision to uphold most of President Barack Obama’s health care law will come home to roost for most taxpayers in about 2 1/2 years, when they’ll have to start providing proof on their tax returns that they have health insurance…

Those who don’t get qualified health insurance will be required to pay the penalty - or tax - starting for the 2014 tax year, unless they are exempt because of low income, religious beliefs, or because they are members of American Indian tribes.

The penalty will be fully phased in by 2016, when it will be $695 for each uninsured adult or 2.5 percent of family income, whichever is greater, up to $12,500. The nonpartisan Congressional Budget Office estimates that 4 million people will pay the penalty that year.

The law, however, severely limits the ability of the IRS to collect the penalties. There are no civil or criminal penalties for refusing to pay it and the IRS cannot seize bank accounts or dock wages to collect it. No interest accumulates for unpaid penalties.

So how can the IRS enforce the mandate? Scary letters and threats to withhold tax refunds. (bold by ed.)

Those words in bold lettering hold the key to revolting against the implementation of ObamaCare.  Let us dispense with the “scary letters,” sticks and stones and all, and attack the threat to withhold tax refunds, which many Americans seem to rejoice at each year.

Though Americans do like their tax refunds, their appreciation of tax refunds is misplaced, as it allows the U.S. government to utilize their hard earned money over the course of the year without any benefit to themselves, and the average tax refund, for fiscal year 2009, was $3,045.00, which means many Americans are forgoing $253.75 of their take home pay each month in order to feel good about a tax refund at the end of the year.  There is a way out of this, and it is completely legal and part of the tax code.  It is the IRS W4 Form.

While this form does have a little worksheet to be completed, which susposedly will calculate the correct amount of exemptions to claim so your employer can be the government’s tax collector, if you are receiving a refund, after completing the IRS W4 Worksheet per the government’s calculations, you should be upping the number of exemptions claimed, regardless of the W4 Worksheet calculation, so that you can actually take home your take home pay each week, rather than waiting for it at the end of the year.

If I am not mistaken, you can legally claim up to 10 exemptions, regardless of the worksheet calculation, though you may want to ask your employer’s HR folks, or your favorite local tax preparer for a more definitive answer.  Quit letting the government feed off your hard earned pay and take home your take home pay every week, not at the end of the year.

Posted by John Venlet on 07/13 at 10:55 AM
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